KEEPSTONE
Finance Advisory & Research · Portugal & UK

Keepmore of what you've built in Portugal.

Advisory
and research.

From 1 January 2026 your exchanges report your trading activity to the tax authorities under DAC8. Know what they'll see, and what your real position is, before Finanças decides for you.

AI-powered analysis. Every output ACA-signed (ICAEW).

Who builds your file

Founder-led ACA advisory.

Chartered judgement

ICAEW-chartered, Big Four trained. Institutional judgement, founder-led.

AI-native

We build the analysis AI-first, then sign it by hand. The method, not a gimmick.

Been through it

Founded by someone who moved here and ran the cross-border tax maze personally. Now the practice clears it for others.

The Method · AI-powered, ACA-signed

The speed of AI. The judgement of an ACA.

AI-powered, ACA-signed. AI does the reconciliation and analysis; every output is ACA-signed.

01
Analyse

AI does the heavy reconciliation and cross-checking.

02
Evidence

Every number ties to the document that proves it.

03
Sign

Reviewed and signed by an ACA.

04
Keep

The work is filed and stays current for when the question comes.

Services

What we do.

Every engagement runs the same method: AI-powered analysis, ACA-signed. Fees are fixed before we start, and each one opens with a free consult.

Start here
From €850
Crypto Exposure Report
Start here · DAC8-ready

What your exchanges will report to the tax authority under DAC8, what your actual position is, and what to do about it. Fixed fee, ACA-signed, delivered in 7 working days. Credited in full against any deeper engagement.

Check your DAC8 score
From €1,500
Crypto Tax
Position Report & Trader-Status Ruling

Reconcile every wallet, exchange and DeFi position. Know exactly what you owe and why, before Finanças decides for you.

Book a free consult
From €1,500
IFICI / NHR Positioning
Before the 15 January 2027 deadline

New arrival or existing NHR holder: get your Portuguese tax regime positioned right before the 15 January 2027 deadline costs you the year.

Book a free consult
Free
The Keepstone Ledger
Free · monthly

Cross-border tax, crypto and compliance intel for founders in Portugal.

Questions

Straight answers.

Yes. Since 2023, short-term crypto gains (assets held under 365 days) are generally taxed at a flat 28%, while gains on assets held longer are usually exempt for non-professional investors. Trading as a business, or receiving crypto as income, is taxed differently. The exact treatment depends on the facts, which is what a position report establishes.

Since 1 January 2026, EU crypto-asset service providers collect and report their users’ transaction data to national tax authorities, with the first exchanges of information due by September 2027. The Exposure Report reconstructs what that record will show about you, before it arrives on a tax inspector’s desk.

IFICI is Portugal's tax incentive for scientific research and innovation, which replaced the NHR regime for new arrivals from 2024. It offers a 20% flat rate on qualifying Portuguese employment and self-employment income and exemptions on most foreign income, for up to ten years. It is aimed at people in qualifying R&D, higher-education, startup and certain high-value roles who become Portuguese tax resident and have not been resident in the previous five years.

No, by design. Keepstone sells the thinking, never the filing. Analysis and advice are ACA-signed; filings run through OCC-certified partner professionals.

From €850 fixed, confirmed after a free 15-minute scoping call. Complex multi-wallet and DeFi histories are quoted individually. The fee is credited in full against any deeper engagement.